2024 Max Roth Ira Contribution For Over 55. In 2024, the roth ira contribution limit is $7,000, or $8,000 if you're 50. If you have a traditional ira, a roth ira―or both―the maximum combined amount you may contribute annually across all your iras is the same:

If you have a traditional ira, a roth ira―or both―the maximum combined amount you may contribute annually across all your iras is the same: If you are age 50 or older, you may contribute $8,000 a year.