2024 529 Contribution Limits Over 50. Good news, while there is a maximum aggregate 529 plan contribution limit, there is no annual 529 plan contribution. For 2024, the contribution limit is $7,000 for individuals under 50 and $8,000 for those aged 50 and older.

529 contribution limits are set by each state plan and generally apply a total account limit per beneficiary. The maximum credit for employers with 50 or fewer employees is the lesser of the actual employer contribution, or $1,000 per employee earning $100,000 (or less) in.